About CredGold
Making gold loans simple, safe and fair
We help families and small businesses across North India unlock the value of their gold — from a regulated lender, at a transparent rate, with a real person to guide them.
Why we started
For many families, gold is the first thing they turn to when money is needed — for a wedding, a hospital bill, school fees or stock for the shop. Too often that means an unregulated moneylender, unclear rates and worry about whether the jewellery will come back.
CredGold exists to change that. We work with a lending partner that is an NBFC registered with the Reserve Bank of India, so every loan follows RBI rules on valuation, loan-to-value and safe custody. We show today's gold rate and an honest estimate upfront, and our advisors explain the offer in Hindi or English before you decide.
What we do
- Show today's gold rate and what your gold can get you
- Take your request online in about a minute
- Call you back and explain the lender's offer in your language
- Guide you to the nearest partner branch and follow up until the money reaches you
- Let you track your application online at any time
What we don't do
- We don't lend money ourselves — the loan is from our RBI-regulated partner
- We never keep your gold — it stays in the lender's secure vault
- We don't charge you any fee
- We never ask for OTPs, passwords or bank PINs
Why CredGold
Built on trust, the way it should be
RBI-regulated lending
Loans are sanctioned by our RBI-regulated NBFC partner — never by unknown moneylenders.
Your gold stays safe
Jewellery is sealed in your presence and stored in the lender's insured, high-security vaults.
Transparent valuation
See the rate, purity and loan-to-value before you decide. No surprises later.
Help in your language
Speak to a real advisor in Hindi or English — from application to disbursal.
Flexible repayment
Choose repayment options that suit your cash flow, as offered by the lender.
Track anytime
Use your application ID and phone number to see your status online, 24×7.
Your gold can do more for you today
Apply in 60 seconds. Our advisor will call you back with the best offer.