Gold loan · Chandigarh (with Mohali & Panchkula)
Gold loan in Chandigarh
Get up to 85% of your gold's value from HDB Financial Services, an RBI-registered NBFC. Apply online in 60 seconds and our advisor will call you in Hindi or English.
- RBI-regulated partner
- Gold stored in insured vaults
- Transparent valuation
Today's gold rate in Chandigarh
- 24K
- ₹12,300/ gram
- 22K
- ₹11,240/ gram
- Loan per gram (22K)
- ₹9,554
On 10 g of 22K jewellery you could get up to ₹95,540.
Full rate tableGold loan calculator
How much can your gold get you?
Move the slider to your jewellery's approximate weight. We use today's rate and RBI loan-to-value limits.
You could get up to ₹1,91,675
LTV 85%
- Estimated gold value
- ₹2,25,500
- Approx. monthly interestat an example rate of 12% p.a.
- ₹1,917
Indicative estimate only. The final amount depends on the lender's valuation of stones, wear and actual purity at the branch.
Serving customers across Chandigarh
We help customers in Sector 17, Sector 22, Sector 35, Manimajra, Mohali, Panchkula and Zirakpur — and everywhere else in Chandigarh. After you apply, our advisor tells you the partner branch nearest to you, where your gold is weighed, tested and sealed in front of you.
How to get a gold loan in Chandigarh
1. Apply online
Share your name, city and approximate gold weight. It takes under a minute.
2. Get a callback
Our advisor calls you in Hindi or English and explains the best offer for you.
3. Visit the branch
Take your gold and KYC documents to the lender branch nearest you for valuation.
4. Receive funds
Once verified, the lender transfers the money directly to your bank account.
Documents you need
- Aadhaar card
- PAN card
- A recent passport-size photograph
- Your gold jewellery (18K–24K)
- The lender may ask for more documents as per its policy.
Our lending partner
Loans by HDB Financial Services
Your gold loan is sanctioned and disbursed by HDB Financial Services Ltd., an RBI-registered NBFC. CredGold helps you apply, compare and complete the process smoothly.
Loan approval, rates and terms are at the sole discretion of the lender.
HDB Financial Services
RBI-registered NBFC
Gold loan in Chandigarh: your questions
Can I get a gold loan in Chandigarh?
Yes. CredGold serves customers across Chandigarh and Chandigarh (with Mohali & Panchkula). Apply online and our advisor connects you with HDB Financial Services, an RBI-registered NBFC, for your loan.
What is the gold rate in Chandigarh today?
Our reference rate today is ₹12,300 per gram for 24K and ₹11,240 per gram for 22K gold. The lender confirms the final value of your jewellery at the branch.
How much loan can I get on 10 grams of gold in Chandigarh?
At today's rate, 10 g of 22K gold is worth about ₹1,12,400. At the RBI limit of 85% loan-to-value you could get up to ₹95,540. Stones and non-gold parts are not counted.
Where do I take my gold in Chandigarh?
To the lending partner's branch nearest to you. Our advisor shares the address when they call — you don't need to go anywhere before that.
Can I speak to someone in Hindi?
Yes. Choose Hindi or English when you apply and our advisor will call you in that language, from application to disbursal.
Gold loans in nearby cities
All cities we serve
Your gold can do more for you today
Apply in 60 seconds. Our advisor will call you back with the best offer.